Vietcombank
Participating partnerNgân hàng TMCP Ngoại thương Việt Nam
Home construction and renovation loan VCB
Flexible financing for buying, building or renovating a home
Product code
BP-HLOAN-002
Interest rate
7.2%
Product code
BP-HLOAN-002
Requests
42
Updated
07/17/2026
Valid until
08/31/2026
Why choose this product?
Clear information
Review reference terms and product information before submitting a request.
Convenient comparison
Compare products in the same category across participating banks on BigKey.
Consent-based sharing
Your information is sent to the bank only after you actively consent.
Direct bank consultation
Bank staff receive your request and contact you through the details you provided.
Detailed specifications
Maximum amount
5.000.000.000 VND
Maximum term
180 months
Maximum loan-to-value
70%
Early repayment fee
Free after 3 years
How to apply
Submit your details
Tell us what you need and how the bank can contact you.
The bank contacts you
A bank specialist calls within 2–24 hours to discuss the product.
Complete your application
Prepare the required documents and sign directly with the bank.
Loan calculator
Loan calculator
First month
10.166.667 VND
Total interest
723.000.000 VND
Total payment
1.723.000.000 VND
* First month: 10.166.667 VND → Last month: 4.191.667 VND. Average: 7.179.167 VND/months
Results are illustrative and exclude fees, insurance, promotions or future rate changes. The bank will confirm the official repayment schedule.
