Calculate loan cash flow & estimate investment returns
$78K
Down payment amount
$23,400
Loan amount
$54,600
Monthly payment
$545
Total interest
$76,228
Using a manually entered rate. The estimate is not linked to a specific bank product.
Figures are for reference only, based on simulated interest rates and loan terms — not an official offer from any bank.
Net cash flow is negative — the loan payment exceeds monthly rental income, you'll need to cover the gap from another source.
Gross rental yield/year
4,8%
Net monthly cash flow
-$233
Rental income minus the monthly loan payment
Projected capital gain
$36,608
Total rental income
$18,720
Total ROI on cash invested
119,3%
Annualized ROI
17%
Estimate based on assumptions you entered (appreciation, rental income) — not a guaranteed return.
